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Ko0p chases
the money,
so you don't.

Set the amount, and Ko0p does the chasing — you chill. One link collects from the whole group over PayNow and auto-nudges every guest until they've settled. Split-the-bill apps tell you who owes; Ko0p actually gets you paid. Built for Singapore.

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Money never touches Ko0p
Singapore · SGD · PayNow
🥚 Free rooms cost nothing
kop
⛵ Yacht Party · 14 Jun
$910 / $1,750
◷ 10 rsvp
Coming23 · planned for 25
Share invite link ↗
📨 Ko0p nudged 10 guests automatically. You did nothing.
Guests
M
Marcus Tan ✓
P
Priya Nair ✓
J
Joel Wong ✓◷ RSVP'd
K
Kai Wen Lee✉ No response
🏕 Potluck at the Koop · Free · RSVP · 🫙 Jar out
Reminder sent to Joel & 9 others
The Problem

Collecting money from a group is broken.

61%
Asking for money is awkward.
of SG respondents avoided asking for money because it felt awkward — 42% said 'many times.' Ko0p survey · n=45 · May 2026
0
No visibility.
PayNow shows zero of who's paid, who hasn't, and who's just hoping you'll forget. Split-the-bill apps track the debt, then stop — they never collect.
1 in 3
Hosts bear the risk.
absorbed more than SGD 300 in a single event covering unpaid shares. Ko0p survey · n=45 · May 2026
The bigger the group, the worse it gets. Dealing with 50 people is hard. 50 cents on a $50 share is not.
How it works

Ko0p runs the awkward part for you.

Three steps to set up. Ko0p handles everything that comes after.

1
Create a Room
Set the event and the price — or $0.

Name it, set the price per head, pick a deadline. Type $0 and it becomes a free RSVP room — with an optional Chip-in Jar for guests who want to give anyway.

2
Share one link
Guests pay in their browser. No app needed.

Guests tap the link, RSVP, and pay you via PayNow in seconds — no sign-up, no app. Friends with the app get nudged; friends without it just pay and go.

3
Ko0p chases it
See who's paid. Reminders send themselves.

See who's paid and who hasn't at a glance while Ko0p auto-nudges the stragglers until everyone's settled, so you never chase. Fronted the money and don't want to cover no-shows? Turn on automated verification and payments confirm the moment they land — so you're never left out of pocket. The host's job ends at sharing the link. Set it, and chill.

Why Ko0p

Built for the host who does everything.

📨
Automated nudges

Tactful reminders on a cadence that never makes you the bad guy. Even on silent, unanswered nudges show on the app icon.

🛡️
Never be left out of pocket

Fronted the cash for the whole group? Switch on automated verification and every payment is confirmed the moment it lands — so a no-show can never leave you out of pocket. Or keep it simple: guests just mark themselves paid and you see it live.

🫙
Free rooms & the Chip-in Jar

Potlucks, classes, and casual meetups run free — guests just RSVP. Put out the Chip-in Jar and anyone can give what they want, straight to your PayNow, with Ko0p taking nothing.

👥
Headcounts that tell the truth

See who's in, who's pending, who brought a +1 — paid or not, chairs don't care. Your planning number is a guess; the RSVPs are the fact.

🔁
Made for the crew you gather again

Co-hosts, host-again in one tap, recurring rooms, and a shared group calendar — all free. The group that meets every month shouldn't start from a blank form every time.

Events & trips

One app, both rhythms.

Tell Ko0p what you're running and it paces itself. Same collection, same PayNow, same guest experience — only the reminders and the room card change.

🗓
Event

Dinners, chalets, birthdays, farewells. Short lead time, so Ko0p nudges on a tighter cadence as the date nears.

🧭
Trip

Group travel booked months ahead. Reminders start gentle and far apart, then tighten as departure nears — and the room card counts down to takeoff.

Pricing

Ko0p is free. All of it.

Every feature, unlimited rooms — no plans, no upgrades, no card on file. Guests PayNow you directly and mark themselves paid. Past a handful of guests, we recommend switching on automated verification: Ko0p confirms every payment as it lands and keeps your paid list current on its own — so a no-show can't leave you out of pocket and you stop cross-checking your bank. It's 1% of each paid transaction (minimum 20¢), which you can pass to guests or absorb. Entirely your call — leave it off and Ko0p is free.

Ko0p
Free
Every feature · unlimited rooms · PayNow collection
Always
Recommended · automated verification
1%/transaction · min 20¢
Ko0p confirms every payment and keeps your paid list current — recommended once you're past ~10 guests.
Recommended
PayNow only — no card fees, no surprises. Guests settle over PayNow, and anyone without it can square up with the host directly.
Perfect for

Any group. Any occasion.

Ko0p works wherever money and groups meet — and shines when the group outgrows your group chat.

Class BBQs & school outings
Family days — $120 a family, 20 families
Supper clubs & recurring dinners
Potlucks — free, with a Chip-in Jar
Farewell gifts for colleagues
Reunions, boat parties & big nights out

Be the first to collect without the awkwardness.

Ko0p is launching in Singapore soon. Join the waitlist and get early access.

No spam. Just a heads-up when we launch.